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Sarah's Group
In this Group: Sarah, Gladys, Margaret, Savior, Lily
Sarah's group is made up of five women who live in the area around the city of Accra. This city is a very busy one in terms of business for both locals and foreigners alike. All of the members of this group are friendly and helpful and they all strive for a better economic stability for their homes and families so they can make progress in life.

Sarah has been one of the members of this group from 2010 till now. She lives in the center of the city Accra called Dansoman and she likes the group because it is supportive. She is 34 years old, separated and has two children from her marriage who are working and help her out financially. She does not have her own house so lives in a rented place.

Sarah has been earning a living for the last seven years selling mobile phone SIM vouchers of different networks and slippers. She sells her products on a pavement in the city, working from one Sunday to the next without a fixed timetable.

She will use the loan amount of GHS 2200 to buy phone vouchers and slippers and sell them to customers.

Sarah, together with her friends who are selling African wax-print, 'kenkey' (corn paste) and fish, need GHS 4300 to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 28
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarah's Group's $2,075 loan helped a member to buy phone vouchers and slippers for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 16, 2013
Currency Exchange Loss:
Jan 17, 2014