A loan of $2,000 helped to purchase chickens.


Dima's story

Dima is 27 years old. He lives in the village of Maghlaki, West Georgia with his wife, infant daughter and retired grandmother.

Dima requested loans from local financial institutions several times for a family business start-up, but without any success. His loan requests were always rejected because of his low income and his family’s poor living conditions. The family is involved in a small scale agricultural business. They run a family-owned dairy farm with four milk cows. The family produces cheese and sells it in the village. In addition, they grow nuts and grapes which are used in wine production.

Dima sells his products seasonally, but the income is not enough to provide the family with adequate living conditions. Dima has requested a loan from Credo to start a poultry business. His loan request was approved as part of a new joint initiative between Kiva and Credo. The start-up loan program provides credit with fewer conditions to the country's vulnerable poor for business start-ups and re-start-ups. This population is often considered "high risk borrowers" because of low income, and they often do not have access to credit.

With the credit, Dima will purchase chickens and place them in a shed located in their yard. He will raise and sell the chickens for a higher price. The new business initiative, financed with the Kiva loan, will significantly improve the living conditions of the family.



Loan details


Lenders and lending teams



Loan details