A loan of $1,650 helped a member to purchase three or more lambs, rear them, and sell them for profit when fully grown.


Ebion Group's story

“I raise cattle,” says Nengthem, and smiles away. Women usually don’t raise cattle. If they do, they also assist their husbands, but Nengthem raises cattle and is also involved in ginger farming. Nengthem is the featured borrower member for Ebion Group. She is pictured with her hand raised on the extreme left in the picture. The village where she and the other group members reside is about 45 kms away from the capital town, and it is a hilly region. Her husband is a builder, and he builds wooden houses and fixes wooden doors, windows, etc. His earning is unreliable, as it is entirely based on availability of work. The meagre income of the family is supplemented by Nengthem as well, by selling ginger and raising livestock. Nengthem grows ginger on the hill slopes near the village. She also grows other vegetables, but her main produce is ginger. She also sells livestock in the village and nearby villages. The livestock are taken to the ginger fields in the morning, and they graze on the fields. They are brought back home in the evening when they are coming back from work. Since the lamb’s main feed is grass, it is easier to raise them, as there is no extra expense on livestock feed. She can manage both the activities without much effort, and she also helps generate more income with selling ginger and livestock. With the present income, she could not afford to purchase more lambs, as the income is used for household expenses and other expenses. Nengthem wants a loan to purchase three or more lambs. She will rear them in her field, and she can also work on her ginger farming without any disturbances. Once they are fully grown, then she can sell them. She usually sells the ginger to the women vendors in the town market, as well to the vendors in the main market. She is glad that Kiva and WSDS are cooperating to develop the underserved women; she is trying to generate income for the family and herself to make a stand in the society. She thanked Kiva and WSDS once again.

In this group: Chongneilam, Deilam, Veineichong, Kimneilhing, Nengneilhing, Nemneikim, Nengthem, Hatneichong, Nengneilam, Ngahnem
*not pictured



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