A loan of $1,175 helped a member to refill the store by purchasing imported rice, cereal items, edible oil and other commodities; then sell them and earn profits.

Malom Maning Leikai Jlg Group's story

With no fields where she can plough, no higher education to seek a government job, and the tight financial condition of the family, Kumari is compelled to run a grocery store and manage the family expenses.

Kumari is pictured with her hand raised. She is the featured borrower member of “Malom Maning Leikai” Group. All the members live in the same region, which is about 40 kms east of the capital state of Imphal. It is one of the state capitals for the Northeastern states in India. The members joined hands and formed the group to stand for one another in times of need, and they still continue the pledge.

Kumari runs the grocery store in the front yard of her house. Her husband also helps her in the store by running errands for her since he left his driving job. She sells potatoes, onions, edible oil, garlic, etc. She opens the store at the break of the dawn and closes down at late evening. She manages the household chores and also runs the store.

She usually gets the supplies from the main market and sells them. The store is a success, as she has buyers thronging in round the clock, but she is incapable of supplying the demands. The generated income is used for her children’s educational fees and other household expenses, which generally paralyzes her in refilling her stock for the store.

With the Kiva loan, Kumari will refill the store and manage some savings. Happy and elated, Kumari shares that she has plans to purchase an auto vehicle in the future. Her husband can drive and run the vehicle for public transportation. The store is the main source of income for the family.

Kiva and WSDS join hands; supporting the group is a blessing, and the group members will work harder for better performance so that each of them can make a stand financially and morally. Kumari says, “Thank you so much, Kiva.”

The rest of the group members are engaged in sand-sieving, weaving, and vegetable-selling businesses.

In this group: Kumari, Tondon, Ibecha, Romita, Premila

Loan details

Lenders and lending teams

Loan details