A loan of $1,175 helped to buy more fertilizers and support labor costs during rice production.


Jean Baptiste's story

Jean Baptiste, a 24-year-old single man planning to get married, has been rice farming for the past five years. With this loan, he would like to buy more fertilizers and pay for labor costs involved in rice production. He will use his profits to help improve the living standards of his family.



The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details