A loan of $1,375 helped to buy more fertilizer and to support labor costs during rice production.


Leonard's story

Leonard is 49 years old. He is married, with six children. He has spent 30 years in the business of rice farming. With the loan, he would like to buy more fertilizer and to support labor costs during rice production. The profits from the business will be used to help the living standards of his family.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generating 65% of Rwanda's export revenue and employing approximately 90% of Rwandans (as of 2009).

Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions.

Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details