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Juraqul is a 47 year old farmer who lives in the region of J. Rumy. He is married and has three children. Juraqul has 30 acres of infield land. Together with his family he cultivates agriculture crops. He is a good farmer. Now Juraqul wants to start a sheep keeping business. He knows that growing sheep is not very labor intensive and he can combine it with his agriculture business. Juraqul has savings, a shed to keep the cattle and fodder. He is asking for a loan in the amount of $1,500 USD to buy eight heads of sheep and open a business in feeding and selling small horned cattle. In the future he wants to make repairs at home and improve living conditions for his family using the profit from the loan.
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Чуракул 47-летний земледелец, проживающий в районе Дж.Руми. Он женат и имеет троих детей. Чуракул имеет 30 соток приусадебного участка земли. На этой земле он вместе с семьей занимается выращиванием сельскохозяйственной культуры. Он хороший дехканин. Чуракул сейчас хотел бы начать овцеводческий бизнес. Он знает, что выращивание овец не трудоемкое дело и он мог бы совмещать его с земледельческой деятельностью. У Чуракула имеются сбережения, сарай для содержания скота и корм. Он просит кредит в размере 1500 долларов США, чтобы закупить 8 голов овец и открыть бизнес по откорму и продаже мелкого рогатого скота. В будущем за счет прибыли с деятельности он хочет провести ремонт в доме и создать хорошие условия для проживания семьи.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Juraqul to buy eight heads of small horned cattle to open a cattle feeding and reselling business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 5, 2013
Aug 14, 2013
Currency Exchange Loss:
Sep 17, 2014