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Residing in the Santok district of the Kampong Thom province, Phally is 65 years old and married with two children, one of whom is still in school. She and her husband earn a living by working as teachers. Having been engaged in this job for 27 years, they are able to earn about $18 per day and they manage to save about $5 each day after daily expenses.

Phally has never been with Kiva's partner, VisionFund, before. Now, she is applying as a first-time borrower with VisionFund to cover the entire tuition fees for her son to study banking at a local institute. She hopes to keep her son studying until he graduates in order for him to get a good job so he can support the family and help them improve their living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Phally to cover the entire tuition fees for her son to study banking at a local institute.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Aug 16, 2013
Currency Exchange Loss:
Aug 17, 2015