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Sra. Selinda is 34 years old and has two children, age 9 and 12, who are of school age. She sells basic necessity products at her neighborhood store in the town of Taruma. This loan is her first transaction with Emprender. She will use the loan to buy merchandise to restock her business, such as groceries, sweets, and soft drinks. Her reason for requesting this loan is to satisfy the great demand with needed inventory, which will increase her sales.

Sra. Selinda faces challenges in her business, including competition from the different stores in the area. By utilizing the benefits of this loan, she will be able to buy more merchandise and restock her store, which will help her keep growing each day. Her wish for her business is to continue selling and having a store that is stocked. As a result, she will grow her business, increase her earnings, and improve her quality of life and that of her family.

View original language description ↓
La Sra. Selinda tiene 34 años, tiene dos hijos de las edades de 9 y 12 años que se encuentran en edad escolar, ella se dedica a la venta de productos de primera necesidad en su tienda de barrio que se encuentran en la localidad de Taruma, este préstamo es su primera secuencia dentro de la institución, va a usar este préstamo para la compra de mercadería para surtir su negocio como abarrotes, dulces y refrescos, su razón para solicitar este préstamo es la mucha demanda que tiene y es ahí donde incrementa sus ventas, y necesita surtir su mercadería, Sra. Selinda enfrenta retos en su negocio que son la competencia ya que existen varias tiendas en la zona, va a utilizar los beneficios en la compra de mas mercadería para surtir su tienda y seguir creciendo más cada día, su deseo para su negocio es de seguir vendiendo y tener una tienda surtida, así poder hacer crecer su negocio mejorar sus ingresos y por ende mejorar la calidad de vida de ella y de su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Selinda to buy merchandise to restock her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 13, 2013
Aug 10, 2013
Currency Exchange Loss:
Sep 22, 2014