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Marilen resides in the neighborhood called Villa Venezuela, a marginalized section of Managua. She is the mother of a three-year-old daughter. Her husband helps her with everything and works as a driver.

Marilen sells cosmetics. For this reason, she is requesting a loan to invest in more products, such as perfumes for women and men, since she currently has little inventory to offer to her customers. In addition, she wants to experiment by purchasing a bundle of children’s clothing to sell in hopes that this will help her small family get ahead and enable her to assist her husband with the household expenses.

View original language description ↓
Marilen, habitante del barrio llamado Villa Venezuela, una zona marginal de Managua, es madre de una niña de tres años, su esposo le ayuda en todo, se desempeña como conductor, ella se dedica a vender cosméticos, para el cual está solicitando el crédito para invertirle más productos como perfumes para damas y caballeros ya que tiene pocos en existencia para ofrecer a sus clientes, también desea experimentar comprando una paca para niño y venderlo, con esto ella busca como salir adelante junto a su pequeña familia y ayudar a su esposo en los gastos del hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Marilen to buy perfumes and a bundle of children's clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 9, 2013
Currency Exchange Loss:
Jul 17, 2014