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Karine and her family lives in the village Avshar which is in the Ararat region. Karine is married and has two daughters and a son. Her elder daughter and son are married and live separately with their families.

Karine’s youngest daughter, who is 21 years old, unfortunately suffers a severe disease since her childhood. Karine says that during these years her daughter has passed numerous medical examinations, courses of treatments and she has been also been operated on several times, but there are no positive changes, no matter the different medicines and their belief, hope and strong desire for any little change from this condition. It is very hard for Karine and her husband to see their daughter like this: helpless and sad. She can do nothing without their help, since she is in a wheelchair. The symptoms of her disease recur periodically and each time they need more money to try some new, more effective medicine for any change from this hard condition.

So Karine has asked for a loan of 1,000,000 Armenian Drams to be able to pay for her daughter’s medicine and medical examinations that they are passing regularly.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • 409.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Karine pay for her daughter’s medicine and medical examinations.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 15, 2013
Currency Exchange Loss:
Feb 20, 2015