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Lule, whose name in English means flower, is applying for a loan for the first time to buy an electric stove. She is a mother of four children. Two of her daughters have been suffering with disabilities since birth.

Here it is what Lule said, wiping her tears away during her interview with the loan officer: “I can say that God blessed me with two daughters and two sons, and it has been a real blessing having them in my life despite the challenges I have had for a very long time now in looking after them. Not easy at all. I have been committed to them 24-7 ever since they were born. I try to do my best, though I don’t know how best to serve them. One thing is for certain, that I love them tremendously, with no doubt. I might never be able to learn from my daughters what my love means to them, and this is a painful thought that comes to my mind constantly.”

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 105.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Lule to best serve her disabled daughters by buying an electric stove.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2013
Aug 15, 2013
Currency Exchange Loss:
Mar 17, 2015