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Luke is photographed here with her three adorable grandkids. As soon as they heard the loan officer asking their grandmother for a picture, they quickly positioned themselves next to her inside the stable. Very cute :)

Luke, a villager who lives in rural Northern Albania, is a 55-year-old mother of six children, with some of them being married and parents and some still remaining single. She has been running a livestock activity for almost three years now. She claims she has been able to make a good income by selling the raw milk to a nearby dairy farm.

Luke loves what she does, and the stable she has built houses approximately 100 animals inside. She is planning soon to add some more animals to the existing ones, and in five years time, she wants to reach to her desired number of animals.

Luke wants to add two cows with this loan.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 10
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 105.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Luke to add two cows to the existing herd.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 15, 2013
Currency Exchange Loss:
May 17, 2014