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Juan Angel
Juan Angel is a small producer who lives with his wife and four children in a rural community in Nicaruagua. He has a small farm where he cultivates malanga (a tuber similar to taro) and coffee as his main business activity. Juan Angel is part of a group of producers that is affiliated with the Association for People in Community Action (PAC) and in the process of becoming certified Fair Trade growers. The main challenge for this producer is dealing with coffee plant diseases, so he must be confident that his crops are well-maintained.

For this crop cycle, Juan Angel is requesting a loan so that he can buy supplies and fertilizers for his coffee farm. His goal is to expand the space on his farm for growing coffee so that he can increase his earnings and improve his family’s condition.

View original language description ↓
Juan Angel es un pequeño productor que vive junto a su esposa y sus 4 hijos en una comunidad rural de Nicaragua. En su pequeña finca cultiva malanga y café como principal actividad económica. Es parte del grupo de productores afiliados a la Asociación Pueblos en Acción Comunitaria (PAC) que está dentro del proceso de certificación Comercio Justo. El principal reto para este productor es hacerle frente a las enfermedades del café, lo cual asegura ha podido lograr con un buen mantenimiento. Para este ciclo, él está solicitando un crédito para la compra de insumos y fertilizantes para su cafetal. Su meta es ampliar el área de café en su finca para aumentar los ingresos y condiciones de su familia.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Juan Angel to buy supplies and fertilizers for his coffee farm.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 22, 2013
Aug 8, 2013
Currency Exchange Loss:
Mar 29, 2014