1 De Abril Group
This loan will benefit small entrepreneurs such as Sra. Teófila. She says that she joined Pro Mujer three years ago after receiving an invitation from her friends from the group who are also members. In addition, a promoter from the organization came to her house to visit. Teófila currently has a business selling condiments. She learned about this line of work by helping her mother run the family business. Afterwards she decided to establish her own independent business.
The loan she is receiving now will increase her capital for buying condiments, which she will acquire from the wholesale vendors in the city of La Paz. She will then sell these products from her vending stall. Working in this manner enables her to generate income to sustain her family. Teófila is in a common-law relationship and has two children.
When asked what she likes about Pro Mujer, Teófila said that she enjoys the loans and the health services. In the photograph, one woman is not present because she had a doctor’s appointment.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Teófila es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de sus amigas de grupo que son socias una promotora de la institución que fue a su casa a visitarle. En la actualidad ella tiene un negocio de venta de condimentos; da a conocer que este negocio lo aprendió cuando ayudaba a su madre al negocio familiar posteriormente decide establecer su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de condimentos) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el área de salud.
En la fotografía no se encuentra una señora porque se fue a consulta médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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