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El Cerro Group
In this Group: Brenda Janet , Maritza Del Socorro , Jose Martin
This group is made up of three successful entrepreneurs. One of them is Brenda, a 28-year-old woman who has a partner and a three year old little boy. She has been selling Avon cosmetics in her community for the past year. She has been a customer of the institution for one year.

She is asking for the loan to buy cosmetics such as men's and women's fragrance, face and body creams, lingerie, lipstick, nail polish, household covers etc.

Maritza is 49 years old and she runs a small grocery store in her home, while José is 39 and he works as a carpenter and bricklayer and in agriculture.
View original language description ↓
Este grupo está formado por tres socios microempresarios exitosos uno de ellos Brenda mujer de 28 años de edad, acompañada, con un hijo menor de edad de tres años, su negocio es la venta de cosméticos de Avon en su comunidad desde hace 1 año. Tiene 1 año de ser cliente de la institución. El crédito lo solicita para invertir en comprar cosméticos como perfumes de damas y varón, cremas faciales y corporales, lencerías, pinturas de labios, de uñas, cubiertos para el hogar, etc. Maritza mujer de 49 años de edad su negocio es una pulpería ubicada en su domicilio y José hombre de 39 años de edad y su negocio es la carpintería, albañil, y agricultura.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Cerro Group's $850 loan helped a member to buy cosmetics such as men's and women's fragrance, face creams, body lotions, lingerie, lipstick, nail polish, household covers, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 19, 2013
Currency Exchange Loss:
Jan 18, 2014