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Las Exitosas Group
In this Group: Jelua Valeria , Anielcka Isayana , Arlen Anabell

Update on Las Exitosas Group

This group is made up of three enterprising members, one of whom is 24-year-old Jelua. She is married and has three children, aged eight years, two years, and one month old each. Jelua has been a home stylist for five years, and has been a member of the communal bank for one year and four months. She is applying for a loan to buy inventory for her business - keratin, dye, special shampoo, and an oven for making acrylic nails. Anielcka is 24 years old and has a business selling costume jewellery. Thrirty-three-year-old Arlen makes a living teaching computer skills.
View original language description ↓
Este grupo está formado por tres socias emprendedoras una de ellas es Jelua mujer de 24 años de edad, casada, con tres hijos menores de 8, 2 años y 1 mes de nacida, su negocio es estilista a domicilio desde hace 5 años. Tiene de ser cliente de la institución 1 año y cuatro meses, el crédito lo solicita para comprar queratina, tinte, shampoo especializados para el cuidado del cabello y un horno facial para hacer uñas acrílicas. Anielcka mujer de 24 años de edad su negocio es la venta de bisutería y Arlen mujer de 33 años de edad se dedica a la docencia de informática.

Previous Loan Details

It's made up of three micro-entrepreneurs, one of whom is Indira, a 28-year-old single woman. She has had an internet cafe in her home for two years. Previously she made a living as a merchant. She tends to her business herself. She's going to invest the loan in buying office supplies such as... More from Las Exitosas Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Exitosas Group's $875 loan helped a member to buy inventory for her business - keratin, dye, special shampoo, and an oven for making acrylic nails.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 18, 2013
Currency Exchange Loss:
Jan 18, 2014