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Update on Silvia

Silvia’s single and has no children. She helps cover family expenses because she lives in her parents’ house located in the city of El Alto. She was able to complete secondary school and continues working as an employee for a transportation firm in the city of El Alto.

She needs the loan to buy building supplies like tile, a sink and other materials that will make it possible for her to improve the bathroom at home which is quite deteriorated. Silvia’s dream is to completely redo the place where she lives in order to improve her quality of life.
View original language description ↓
Silvia es soltera, no tiene hijos, colabora con los gastos familiares ya que vive en la casa de sus padres ubicada en la ciudad de El Alto.
Ella pudo terminar la secundaria, continúa trabajando como empleada en una empresa de transportes de El Alto.
Necesita crédito para comprar material de construcción como azulejos, un lavamanos, y otros materiales que le permitan mejorar el baño de su domicilio que se encuentra bastante deteriorado.
El sueño de Silvia es refaccionar por completo el lugar donde vive para mejorar su calidad de vida.

Previous Loan Details

Silvia is single and does not have children. She lives in her parents' house in a room made of adobe with dirt floors. The house is located in teh 23 de Marzo aera of the city of El Alto. Silvia works as an employee of a transportation company in the Rió Seco of the city of El Alto. She stud... More from Silvia's previous loan »

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Silvia to buy supplies to make improvements to her bathroom at home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 7, 2013
Currency Exchange Loss:
Feb 17, 2015
This photo was used before for a previous loan for Silvia. It was first posted on Kiva on Oct, 2012. Learn More