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Jacinto Heriberto
The client lives in Machala. His business activity is being an electrician. He has been doing this for over 15 years. He started working as a helper to his Godfather, who taught him everything about the business.

He works with an architect, who calls him each time there are contracts. He also works in the private sector when they need him in a house. His wife helps him at home when they call him on the phone for a job or giving him references to neighbors and or acquaintances. He has two adult daughters.

He wishes to use the loan to buy materials and tools to be used in his business activity.
View original language description ↓
El cliente vive en Machala. Esta actividad (electricista) la lleva realizando desde hace más de 15 años, cuando empezó a trabajar como ayudante de su patrino, quien le enseñó todo acerca del tema. Trabaja con un arquitecto, quien lo llama cada vez que existen contratos y además labora particularmente cuando lo necesitan en cualquier casa. Su esposa lo ayuda en casa, cuando lo llaman por teléfono para algún trabajo o dándole referencias a vecinos/conocidos. Tiene 2 hijas mayores de edad. Desea invertir el crédito en la compra de materiales y herramientas para realizar su actividad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,650 helped Jacinto Heriberto to buy materials and work tools.
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Aug 31, 2013
Currency Exchange Loss:
Sep 30, 2013