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Kubra is a 38-year-old married woman and a mother of two. She is an expert in embroidery. She makes beautiful embroidery on clothes. Her clients are based in her community and from nearby areas. Kubra’s embroidery patterns are very popular on her street, and she is the best earning resource in her household.

Currently she has applied for a loan of Rs. 35,000 from Kashf Foundation for the further improvement of her business. With the loan she will buy cloth, beads, and embroidery threads in different colors that will allow her to fill her clients' orders on time and increase her profits. She is in her 4th loan cycle and has shown good repayment behavior.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 102.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Kubra to buy cloth, beads, and embroidery thread in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 14, 2013
Currency Exchange Loss:
Jul 17, 2014