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Kholnazar is a resident of the Shahrituz region. He is 33 years old. He is a good family man. He has a caring wife and two children.

Kholnazar works with livestock breeding. At the same time he would like to work with sales. Kholnazar rented a store at the central market in the region and intends to sell spare parts for vehicles there. He has savings in the amount of 3,500 TJS, accumulated through the livestock breeding.

Kholnazar applied for a loan with an aim to purchase spare parts for vehicles, in order to open the store. He is interested in opening this business because he things this is quite a profitable business. Kholnazar will bring wholesale goods from the city of Dushanbe and sell them at his market at a retail price. He hopes that Kiva lenders will support him in starting the business.
View original language description ↓
Холназар житель района Шахритус. Ему 33 года. Он хороший семьянин. У него заботливая жена и двое детей. Холназар занимается животноводством. Одновременно он хочет заняться торговым бизнесом. Холназар на центральном рынке района арендовал магазин и намерен заняться там продажей запасных частей автомашин. Он имеет сбережение в размере 3500 TJS, накопленные за счет животноводства.
Холназар обратился за кредитом, целью которого является закуп запасных частей автомашин, чтобы открыть магазин. Он заинтересован в открытии данного бизнеса, так как считает, что это довольно прибыльный бизнес. Холназар будет оптом привозить товар с города Душанбе и продавать в своем магазине по розничной цене. Он надеется, что кредиторы KIVA поддержат его в начинании бизнеса.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 252
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Kholnazar to purchase and resell spare parts for vehicles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 13, 2013
Currency Exchange Loss:
Sep 17, 2014