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Sozul is 47 years old, a widow and has four children (2 sons and 2 daughters). All of the children live with their mother. After the death of her husband, the family's provider, Sozul became involved in farming and animal husbandry in 1986 in order to find income for her family. She started the business with 10,000 som (KGS). Thanks to her hard labor and diligent work, Sozul achieved some successes in developing her business and started to earn a monthly profit in the amount of 10,000 som (KGS). Today Sozul's farm contains three dairy cows, one calf, one horse and fifty sheep. Her family is very friendly, and all of the children help the mother with the business. In order to further develop her business, Sozul requested a loan in the amount of 75,000 som (KGS) from "Bai-Tushum and Partners" to buy purebred livestock. Sozul hopes that she will earn a good income from purebred livestock. She plans to invest the earnings from the loan into further growing her small business and also plans to buy a car for her son in the future.
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Cозул, 47 лет, вдова, имеет 4 детей (2 сына и 2 дочери). Все дети проживают с матерью. После смерти мужа, кормильца семьи, в поиске доходов для своей семьи, Созул стала заниматься полеводством и животноводством с 1986 года. Бизнес начала с 10 000 сом (KGS). Благодаря ее непосильному труду и емкой работе Созул достигла небольших успехов в развитии хозяйства и стала получать ежемесячную прибыль в сумме 10,000 сом (KGS). На сегодняшний день в хозяйстве Созул имеется: 3 дойные коровы, 1 теленок, 1 лошадь, 50 овец. Семья очень дружная, все дети помогают матери по хозяйству. В целях дальнейшего развития своего хозяйства, Созул обратилась в «Бай-Тушум и Партнеры» за кредитом в сумме 75,000 сом (KGS) на покупку племенного скота. Созул надеется, что получит хороший доход от племенного скота. Доходы от кредита Созул планирует вложить в дальнейшее развитие своего небольшого хозяйства, а также в будущем планирует купить авто для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Sozul to buy purebred livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 13, 2013
Currency Exchange Loss:
Aug 17, 2014