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Norberto Wilfrido
This borrower lives in Machala. He has two businesses. He is a master electrician, but he also makes puppets and masks for the New Years Eve festivities. He works with a friend and his brother helps with manufacturing the puppets. Both business activities are very productive for him.

The borrower has been separated from his first love for more than eight years and has no children. In the near future, he wants to finish the construction of his house and also increase his business activities. For now, the borrower will invest his loan in the purchase of electrical supplies and materials for his work.
View original language description ↓
El cliente vive en Machala. Tiene 2 actividades, es maestro electricista y realiza monigotes y caretas para los años viejos a fin de año. Trabaja con un amigo y los muñecos los fabrica con su hermano, que es quien lo ayuda. Ambas actividades son muy productivas para él. Es separado más de 8 años de su primer compromiso y no tiene hijos. Desea en un futuro cercano poder terminar de construir su casa y también incrementar sus actividades comerciales. Por ahora planea invertir el crédito en la compra de insumos eléctricos y materiales de trabajo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Norberto Wilfrido to buy electrical supplies and materials for his work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Aug 31, 2013
Currency Exchange Loss:
Nov 20, 2014