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Dayse Jacqueline
This borrower is from the city of Machala. She started out selling empanadas and one of her customers who worked at a company approached her with the idea of preparing and selling lunches to the staff. Since then, she has engaged in this line of work and has done very well so far.

The borrower works in the mornings and in the evenings, approximately three hours. She is a single parent and has a two-year-old daughter who lives with her mother. For now, she needs a loan so that she can invest in the purchase of ingredients for preparing the lunches that she sells.

View original language description ↓
La cliente es de la ciudad de Machala. Empezó vendiendo empanadas y un cliente de ella que trabajaba en una compañía le acercó la idea de trabajar preparando y vendiendo almuerzos para el personal. Desde entonces ha realizado esta actividad y le ha ido muy bien hasta ahora. Trabaja desde la mañana y en las noches, alrededor de 3 horas. Es madre soltera y tiene una niña de 2 años, quien vive con su mamá. Por ahora necesita el préstamo para invertir en la compra de víveres para la preparación de los almuerzos que vende.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Dayse Jacqueline to buy ingredients for preparing lunches.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Aug 31, 2013
Currency Exchange Loss:
Sep 4, 2014