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Yessica Marina
Yessica Marina lives in the city of Machala. Ever since she finished school, she has enjoyed selling paper goods and office supplies. She also works as a hair stylist. For this reason, she started up a business where she could do both activities at the same time. She works alone in the mornings, tending to her stationery store, and in the afternoons she works in her salon. She is separated, but the father of her children sends a monthly stipend for their expenses. Her 2 children attend public school in the neighborhood where they live. Yessica Marina needs to buy merchandise (books, notebooks) and equipment for her salon.
View original language description ↓
La cliente vive en la ciudad de Machala. Desde que terminó el colegio. le gustó la venta de papelería y suministros de oficina, así como el oficio de estilista. Por esta razón montó un negocio en donde pudiera ejercer ambas actividades de manera simultánea. Trabaja sola, durante la mañana atienede el negocio de papelería/bazar y por las tardes se dedica al gabinete. Está separada pero el padre de sus hijos le pasa una mensualidad para sus gastos. Sus 2 hijos estudian en la escuela fiscal del sector donde viven. Necesita comprar mercadería (libros, cuadernos) e implementos para el gabinete.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Yessica Marina to buy books, notebooks and equipment for her salon.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 6, 2013
Currency Exchange Loss:
Jul 2, 2014