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Flora María
This borrower is from the Orquídeas neighborhood of Guayaquil. Some time ago, she saw the possibility of setting up a business in the neighborhood where she lives, since nearby there is a sports field that is always busy with many people. She works during the day according to a varied schedule. She is not married, but she has a grown child. In the future, she wants to generate more earnings from her business so that she can buy a car and improve her house. At this time she needs a loan to buy soft drinks and kitchen utensils for her business.
View original language description ↓
La cliente es del sector de Orquídeas en Guayaquil. Tiempo atrás vio la posibilidad de instalar un negocio en el barrio de su casa, debido a que cerca de él existe una cancha que cuenta con una numerosa concurrencia de gente. Trabaja durante el día en diversos horarios. No es casada, pero tiene un hijo que ya es mayor de edad. Desea a futuro poder tener más ganancias en su negocio, comprar un vehículo y mejorar su casa. Ahora, necesita el crédito para comprar gaseosas e implementos para la cocina de su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 37
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Flora María to buy soft drinks and kitchen utensils.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 6, 2013
Currency Exchange Loss:
Sep 4, 2014