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Ruth Esther
Ruth, 24, is married and graduated in business administration. The minimum wage she earns working for a textile firm pays her household expenses. She will use this loan to buy a computer, which will help her develop professionally and also help her brothers.
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La joven Ruth, tiene la edad de 24 años, es casada Lic. en Administración de Empresas, labora para una textilera devengando un salario mínimo con el que tiene que mantener su hogar. El crédito lo solicita para comprarse una computadora, que le beneficiara en desarrollarse mejor como profesional y también le serviría de ayuda a sus hermanos, dicho equipo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ruth Esther to buy a computer.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Aug 6, 2013
Currency Exchange Loss:
Feb 17, 2014