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Felicita Del Carmen
This borrower resides in the Orquídeas sector of Guayaquil. Some time ago, she needed to generate income to support her family. For this reason, she decided to open a store. In addition, this business allowed her to spend more time with her young child.

The borrower works alone from 6:30 A.M. to 9:00 P.M. She is single and her son is now an adult. In the future, she wants to increase her business even more. The borrower needs to invest this loan in the purchase of food products for her store.

View original language description ↓
La cliente reside en el sector de Orquídeas en Guayaquil. Tiempo atrás, la cliente necesitaba tener un ingreso para sustentar a su familia, por este motivo decidió montar su tienda. Además esta actividad le permitía poder pasar más tiempo con su hijo pequeño. Trabaja sola desde las 6:30 am hasta las 9 pm. Es soltera, y su hijo ahora es mayor de edad. Desea en un futuro incrementar aún más su negocio. Necesita invertir el crédito en la compra de víveres para su tienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Felicita Del Carmen to buy food products to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Aug 7, 2013
Currency Exchange Loss:
Sep 4, 2014