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Harm              Deen
This is Harm from Tombo Western rural area in Sierra Leone. He is 40 years old. He is married with three children between the ages of 7 years and 18 years. Two of his children are going to school. He began this business because he wanted to create a permanent source of income to take care of his family.

Harm runs a general store business. He sells drinks, cigarettes, biscuits and soap, etc. He has been running this business since after the rebel war. He works at the business every day, 12 hours per day. He says that the main challenge to his business is the high rate of theft within the community.

Harm has requested a loan in order to purchase items such as drinks, cigarettes, Pure Water and mayonnaise. The extra income from this loan will allow him to pay his children's school fees and buy a plot of land. In the future, he plans to become a agent of provision and cigarette seller. He appreciates your support.

Additional Information

About BRAC Sierra Leone

This loan is administered by BRAC Sierra Leone. BRAC, the world’s largest NGO, takes a multi-dimensional approach to attacking poverty through offering a comprehensive range of programs in the realms of microfinance, capacity building, livelihood development, health, education, and social justice.

BRAC Sierra Leone plays a large role in providing economic empowerment to communities that lack access to the financial mainstream. BRAC Sierra Leone offers small enterprise loans to men and women who desire to expand their small businesses, generate employment opportunities, and provide new services. More information can be found on BRAC Sierra Leone’s Kiva Field Partner Page.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,369.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Harm Deen to purchase items such as drinks, cigarettes, Pure Water and mayonnaise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 13, 2013
Currency Exchange Loss:
Aug 17, 2014