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Xiomara Abigahil
Xiomara Abigahil is from El Sauce. She is 23 years old, married and has one child. She earns her living taking care of people at the local hospital. She likes her work, especially since the people she cares for are humble and of marginal income. She dreams of becoming a Pharmacist. So she is studying this in order to have a better future for her and her family.

She is requesting the present loan to pay for her course so in the future she does not have problems graduating. She hopes and believes in God that the Kiva lenders through Ceprodel approve her loan. She would like to thank them for this wholehearted support for the people of low income of Nicaragua that need a helpful hand to get ahead.
View original language description ↓
La joven Xiomara Abigahil es Sauceña, a la edad de 23 años ya es casada madre de un niño, se gana el pan de cada día laborando en atención al cliente en el Hospital de la localidad y por la naturaleza de su trabajo ama lo que hace sobre todo porque la gente la cual atiende es humilde y de escasos recursos.
Sueña prepararse como Farmacéutica por eso estudia dicha carrera para tener un mejor futuro ella y su familia.
Actualmente está solicitando un financiamiento para pagar este curso con el fin de no tener obstáculos en el futuro para no poder terminar su carrera.
Espera y confía en Dios que los inversionistas de Kiva a través de Ceprodel aprobarán su solicitud donde les agradece por este apoyo incondicional que tienen hacia las personas de escasos recursos de Nicaragua que necesitan de una mano amiga para salir adelante.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,550
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Xiomara Abigahil to pay for her university courses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Aug 6, 2013
Currency Exchange Loss:
Jul 18, 2014