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Hayk lives in the village of Tsaghkunk in the Gegharkunik Region. He lives with his parents and sister, none of whom is employed except Hayk, who is the breadwinner in his family. Hayk is a very skilled tractor driver, and, using his father’s tractor, Hayk is very often hired by other villagers to do some work in their fields. Besides this, Hayk also is engaged in farming, and his family members are engaged in it as well. They have a plot of land on which they mainly cultivate potato and grain. They have two cows, one heifer, nine bulls, a calf, five sheep, and three lambs on their farm. They sell all their farm products - potatoes, grain, milk, cheese, and meat - through resellers.

Hayk is requesting a loan of 1,000,000 AMD to buy tractor tires and some spare parts for the tractor.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 410.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Hayk to buy tractor tires and some spare parts for the tractor.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 13, 2013
Currency Exchange Loss:
Aug 17, 2015