A loan of $2,200 helped to buy special machine for photo epilation for her cosmetology business.


Jemma's story

Jemma is 21 years old. She lives in a city called Artashat, in Armenia. She lives with her parents and sister.

Jemma has recently graduated from the faculty of International Relations and Public Administration in Yerevan State University. Jemma’s parents are both employed; her father works as a driver and her mother is a teacher at a school. Jemma says that she really enjoyed her degree, but she decided to work in a different field. She chose to work as a cosmetologist, and obtained the highest qualification of cosmetology. She now has a small but very nice office of her own, and nearly all of the modern equipment that she needs for her work. She is well-known and very much trusted as a specialist in her district, and her clients say that she can work wonders with any woman who needs help with their appearance.

Jemma has asked for a loan of $2,200 to buy a special machine for photo epilation, a service which is in great demand among her clients.



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