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He is married with four children and lives in the Bamenda Mezam Division of the North West Region of Cameroon. He has faced so many challenges in life including inadequate finances to effectively carry out his business, the death of family members, sickness in his family, and inadequate finances to educate his children, and provide cothing and a balanced diet for them.

He has taken and repaid his loans eight times and says that with this new loan requested, he will buy a new motor bike to be used for public transportation of people, and pay for the bike’s documents. He is positive that his business will succeed because he has been doing it for a long period of time and he has a good rider who will manage the motor bike. With this transportation activity, the community will be transported to and from the farm, farm produce will be transported to the market, students will be transported to and from school and workers will be transported to and from their offices.

With the profit from this loan, he will educate his children with support from his wife, cater to his family's needs like food, clothing and shelter, save to undertake other investments, and help the needy in his community. He prefers GHAPE loans because of the low interest rates, convenient repayment intervals, and the training before the loans are disbursed.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 494.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD