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Rojita is 28 years old and married. She has one child. She runs a kiosk to generate income for her family. She has been thinking about how to run a big business, but she does not have enough capital. She feels better since she applied for her first loan, and now she is applying for her second loan, of $1,200. She will buy some additional supplies to stock her store, such as noodles, soft drinks (Coca Cola, Fanta, Sprite, Sagiko), beer, cigarettes, coffee, sugar, salt, milk, oil, body loosener and biscuits. She is happy with TRM (Tuba Rai Metin), which offers loans to poor people.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,573,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rojita to buy noodles, soft drinks (Coca Cola, Fanta, Sprite, Sagiko), beer, cigarettes, coffee, sugar, salt, milk and oils to stock her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 23, 2013
Aug 12, 2013
Currency Exchange Loss:
Oct 17, 2014