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Christine is 25 years old and married with three children, one of whom in school.

Christine works hard to provide for her family. She runs a buy and sell charcoal business in the Philippines and requested a PHP 12000 loan through NWTF to buy additional sacks of charcoal to sell.

Christine has borrowed and paid 15 loans from NWTF before this loan. She has been running the buy and sell charcoal business for 5 years and also earns an income from rice retailing.

Christine aspires to save enough money so she could send her children to school.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 418
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Christine to buy additional sacks of charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 11, 2013
Currency Exchange Loss:
Feb 17, 2014