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Jhosmar Natalio
Jhosmar dreams of becoming a professional. He was accepted into the Universidad San Fransisco Xavier and now, with the chance to achieve his dream, is concerned about affording his books. He plans to graduate in December 2013 but without a loan from Vittana, he fears that he will need to defer his graduation. With this loan, Jhosmar plans to buy his school books. Up until now, he has been managing to get by without them but it has become a challenge. With books and school supplies, he feels he will be able to get better grades. In addition to his responsibilities at school, Jhosmar currently works 30 hours a week and earns $10 a day. With a career in business, he expects to earn $15 a day, a substantial increase from before. With one older sibling already attending college, Jhosmar is unsure how he will be able to afford his school supplies on his own without the assistance of a Vittana Loan. Jhosmar currently works as a consultant to help afford his school and living expenses.

Additional Information

More information about this loan

This loan is admnistered by Vittana's partnerĀ Banco Fie

About Vittana

Vittana is a nonprofit that aims to provide access to education for millions of young people struggling to overcome poverty around the world. All Vittana loans are administered by local MFIs which are vetted and approved by Vittana staff. For a list of Vittana's MFI partners, please click here.

Vittana loans provide students with degrees and certificates that lead to higher paying jobs and sustainable livelihoods. Capital to fund Vittana loans comes from its crowdfunding website, investment funds and strategic partnerships. Today, more than 6,000 students in 12 countries have received a Vittana loan and are repaying at a rate of 99.8%. With the help of the Kiva community, Vittana is expanding its work and graduating a generation beyond poverty.

About Bolivia

  • $5,500
    Average annual income
  • 109
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Jhosmar Natalio to pay for books.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Aug 12, 2013
Currency Exchange Loss:
Dec 25, 2014