Soñadores (Flat) Group
Fermina is 48 years old. She completed only primary school and is now married to Cristino, with whom she has two children. Both their children are now working adults. Fermina tells us that, from a young age, her parents taught her to work in order to get ahead. When she married, she began making small sales so as to earn her own money and to support her husband with the household costs. She currently makes a living selling second-hand clothes for men and women. Fermina sells from door-to-door, to friends, neighbours and nearby communities. She also tells us that she is now known in her town, with people sometimes making orders. When she has leftover stock, Fermina lets her customers now and they come round to her house to buy clothes.
Once or twice a week Fermina also goes out to sell tamales in order to make a little extra money.
Fermina is applying for a loan from "Vision Fund" as she wants to invest in a variety of shirts, blouses, beach shoes, shorts, trousers and underwear.
In the future she hopes to continue investing in order to increase her profits and improve her quality of life.
The "Los Soñadores" group is grateful for this loan and the trust that "Vision Fund" has put in its members.
La señora Fermina tiene la edad de 48 años, solo estudio la primaria y se encuentra casada con el señor Cristino Con el cual tuvo dos hijos, actualmente ellos son mayores de edad y trabajan, ella platica que desde muy pequeña sus padres le enseñaron a trabajar para salir adelante y cuando se caso inicio a realizar pequeñas ventas para ganar su propio dinero y poder ayudar a su esposo con los gastos del hogar, ella actualmente se dedica a la venta de ropa de segunda mano para dama y caballero, ella realiza sus ventas de casa en casa con sus amigos, vecinos y el las comunidades cercanas, también platica que como ya es conocida en su comunidad algunas veces le hacen pedidos o cuando se surte avisa a sus clientes y acuden a sus casa a hacerle el gasto.
ella también una o dos veces por semana organiza una venta de tamales para obtener un ingreso extra.
ella ha solicitado este credito a vision fund ya que quiere invertirlo en la compra de variedad de camisas, blusas, playeras, shorts, pantalones y ropa interior.
ella espera en un futuro continuar invirtiendo para aumentar sus ganancias y mejorar su calidad de vida.
Los Soñadores agradecen el prestamo y la confianza que Vision Fund les ha brindado
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid