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Celestial Group
In this Group: Elvira , Felisa Santiaga , Juana Antonia , Hilda Marcela , Angelica Rebeca , Aura Hermelinda , Maria Fabiola , Miriam Amelia , Maria Floridalma , Florencia , Maria Andrea , Cristina Isabel , Ingrid Abigail , Angela Maria
Kiva partners with Friendship Bridge in Guatemala to offer microloans and a little education to impoverished women so that with their own efforts, the women can lift themselves, their families, and communities out of poverty. The ladies are organized into Trust Banks and meet with a Trust Bank Loan Officer from Friendship Bridge once a month. It is a win-win situation and there are numerous success stories.

One year ago, the Celestial Trust Bank, located in Pasach First Village in Cantel Quetzaltenango, received its first loan, funded by Kiva investors. The loans were of great value to the nine members and their businesses benefitted. Currently, the women are applying for an additional loan and are requesting the support of Kiva investors throughout the world who can help them with this request. The Trust Bank has grown to 14 members whose average age is 32 years. The women are engaged in various types of businesses including retail sales (items for daily consumption, bakery items, livestock, and meat) as well as embroidery and textile production.

Cristina is a 25-year-old married woman who is a new member of the Trust Bank. She has two young children and one is already attending primary school. Her other child is still too young. Cristina’s husband is a hard-working mason who lacks work at the present time. Cristina began her business of selling pork one year ago. The business is doing quite well, but she would like to expand. She joined the Celestial Trust Bank in order to secure a loan with Friendship Bridge which she will use to purchase four pigs to meet current demand. As the construction business is quite slow in the current economic climate in Guatemala, Christina holds the vision that her business will grow and she will become the main breadwinner of the family.

The Celestrial Trust Bank expresses gratitude to all Kiva investors. They are so pleased to be able to secure these loans, expand their businesses, and provide additional income for their families. They value the supportive relationships that they have with their fellow Trust Bank members. They all look forward to a brighter future, one in which they have the necessary tools for success!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 58
    View loans »
    Guatemala Loans Fundraising
  • $12,593,650
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Celestial Group's $4,100 loan helped a member to purchase pigs for her pork selling business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 11, 2013
Currency Exchange Loss:
Aug 17, 2014