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Mariam and her husband (in the photo) are young farmers who are already highly skilled in animal breeding. Currently they keep 15 chickens, 14 sheep, and three cows, whose milk they use in the production of dairy products. Mariam, her husband and their 3-year-old daughter live in small village called Amasia, which is in Shirak region.

Mariam and her husband do their best to increase their income and provide better living conditions for their family. Now, this young and hardworking couple needs a loan for the organization of their farming activities. Specifically, the loan form Kiva will help them to renovate their old barn and purchase forage for feeding the livestock.

Mariam and her husband hope that Kiva lenders will help them to improve both their farm and their family income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 160
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mariam to pay for renovation of the barn and to buy forage for feeding the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Aug 11, 2013
Currency Exchange Loss:
Mar 19, 2015