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Lailo, age 24, is a young woman who is still single and who lives with her mother, her two sisters and her younger brother in the Shahrituz region of Tajikistan. Lailo's family owns 0.15 hectare of land and also uses 0.3 hectare of "presidential" land for the cultivation of crops. Lailo and her sisters help their mother with the farm work: from planting to harvesting.

Lailo is a very hardworking and energetic young woman who would like to start her own business. She is thinking of buying and selling livestock, as she has all the conditions required to run such a business: there is a small barn in the house's courtyard to keep some livestock, and she could use a portion of the family's farming production to feed her livestock.

Lailo's starting capital amounts to 500 USD. She is requesting a loan as additional capital, to buy four young bulls and start her own business.

Lailo says that her mother will help her run this business. She is relying on your support.
View original language description ↓
Лайло 24-летняя молодая девушка. Она еще не замужем и живет с матерью, двумя сестрами и младшим братом в районе Шахритус. Семья Лайло имеет 0,15 га собственной земли и 0,3 га президентской земли, предназначенные для выращивания сельскохозяйственной культуры. Лайло и ее сестры помогают матери в обработке земли, посеве и сборе урожая. Лайло очень трудолюбивая и активная девушка. Она хотела бы начать собственный бизнес. Ее интересует купля и продажа скота, так как у нее есть все условия для ведения этого бизнеса. Для содержания скота у нее есть коровник во дворе дома, а корм скота она будет брать с участков своих земель. Стартовый капитал Лайло составляет 500 долларов США и еще недостающую сумму она просит в кредит, чтобы закупить 4 голов бычков и начать бизнес. По ее словам ей будет помогать в бизнесе ее мать. Она надеется на вашу поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 222
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Lailo to buy four young bulls and calves for fattening and resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 21, 2013
Currency Exchange Loss:
Oct 17, 2014