A loan of $750 helped to purchase a dairy cow.


Kibii's story

Kibii lives in the Litein area of Kenya. He has 1 child and has been doing this work for the past 10 years. His primary income sources are milk, eggs and crops. He has stated that what is most enjoyable about farming is 'Getting profits.', while his biggest challenge is the 'Transpotation of farm inputs.' The animals on his farm have been given the names of 'Murgut' and 'Chenwach.' Kibii was asked why he chose Juhudi Kilimo for this loan, to which he replied: 'They give a 2 months grace period.' This client was also asked what was learned during Juhudi's required micro-finance training session: Juhudi Kilimo assists smallholder farmers.' Kibii's highest monthly expense is farming costs. When asked 'How will this loan benefit his family', Kibii replied 'It will assist in paying school fees.' As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Kibii owns the following: 'cow and poultry' but does not own 'a pig, pump, bicycle, motorcycle or automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, solar power and TV' but does not have 'electricity, running water, sewing machine or DVD'.



Loan details


Lenders and lending teams



Loan details