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Femie is a married parent of four children, three of whom are in school. She works hard to support her family.

Femie has a general store in the Philippines and also earns additional income from pig fattening. Femie is borrowing 29,500 PHP through NWTF to buy more items to sell, such as soap, shampoo, canned goods, eggs, and noodles.

Femie has been sustaining her business activities through her past 23 loans from NWTF. She hopes that her hard work will help her to attain her dream of sending her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Femie to buy soap, shampoo, canned goods, eggs, noodles, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 10, 2013
Currency Exchange Loss:
Nov 17, 2013