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Razia is a 45-year old married woman, living in the area of Lahore, Pakistan. Her son owns an enterprise of stitching and selling embroidery by machine in his nearby town. He has had this business since 2005. He has been recruiting workers for embroidery work on daily wages; he also brings some material to home for his sister because his sister helps him with embroidery work. He is an expert in his profession, and he is especially famous for bridal dresses; people like him for his arts and appreciate his efforts.

Now, the marriage season is going to start, and there is a lot of demand for his art. He wants to cope with the demand for bridal dresses, which is why he wants to buy stocks of threads, fancy cloths, sequins, and pearls of various colors in advance.

Razia requires some capital to buy the desired items for her son but she does not have a sufficient amount. So she humbly requested a loan of 35,000 PKR from BRAC Pakistan. With this loan, her son will be able to buy stocks of threads, fancy cloths, sequins, and pearls of various colors.

Razia is very glad and thankful to BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 101.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Razia to buy stocks of threads, fancy cloths, sequins, and pearls of various colors for her son's business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 10, 2013
Currency Exchange Loss:
Jun 17, 2014