A loan of $2,250 helped a member to pay for purchasing potatoes, rice, oil, soap, shampoo, biscuits, tea, sugar, etc. and thread, buttons, etc.

Jay Bajarangi Group's story

Gunjalata, aged 45, is a hard-working lady from Tukla village of Nuapada district in Odisha, India. The lady standing on the extreme left with raised hand is Gunjalata. She is residing with her husband (age 55), two sons of 15 and 22 and one daughter of 18 years old. She herself has been running a general grocery store selling daily need items like potatoes, rice, oil, soap, shampoo, biscuits, tea, sugar, etc. for last 15 years and her husband is running a tailoring center in their house. All of her family members assist each other to manage the businesses. She earns a monthly income of 8000 INR from the existing business which is just hand to mouth for the family.

In the year 2009 Gunjalata, along with three other members from her village formed a Joint Liability Group to access loans from Mahashakti foundation for developing their business. Prior to this, Gunjalata has already accessed four loans from Mahashakti Foundation and each time she has been able to add some extra items to her shop. This is the fifth loan for her and from one part of this loan she wants to purchase stock of potatoes, rice, oil, soap, shampoo, biscuits, tea, sugar, etc. in bulk from the nearest wholesale market to avoid the regular transportation cost and loss due to price variation. From the other part she will purchase some materials like thread, buttons, etc. and fabric for her husband’s tailoring center.

Gunjalata believes she will earn more income from this investment which will help her to manage her family expenses smoothly. She hopes to construct a good house and arrange the marriage ceremony of her daughter in a decent manner.

The other three members of the groups are Bimala and Basnati with cloth vending businesses and Basumati with a general grocery shop and cloth vending business.

In this group: Basanti, Gunjalata, Basumati, Bimala

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