A loan of $2,625 helped a member to pay for purchasing of bread, jam, soap, shampoo, toothbrushes, toothpaste, cold drinks, etc.


Maa Tarini Group's story

Maa Tarini, a Joint Liability Group, was formed in the year 2009 by four active women of Khariar town of Nuapada district in Odisha, India. Hemalata is one of the members of this group, standing second from the right with raised hand. She is 38 years of age and lives with her husband, one son of 18 years and one daughter of 15 years. Hemalata is running a business of milk-selling with five milking buffaloes and her husband is running a daily needs store with items like bread, jam, soap, shampoo, toothbrushes, toothpaste, cold drinks etc. From their two businesses they earn a monthly income of 10,000 INR. The daily needs store of Hemalata’s husband in a center point of the town and for his good behavior, people like to purchase from his store. But due to financal problem he could not meet the demand of the customers. Therefore, Hemalata is helping her husband by taking loan from Mahashakti Foundation. From the previous four loans, her husband has been able to keep stock of the daily needs items and trying to fill the demand of the customers. From the present loan Hemalata wants to purchase stock of bread, jam, soap, shampoo, toothbrushes, toothpaste, cold drinks, etc. for her husband’s business. From this investment she expects a good return for the total development of her business. With this extra income she is planning to repair and renovate her buffalo shed. Hemalata hopes to develop her daily needs shop into a wholesale store. The other three members of this group are Pramila, Aneli and Gomati who are running a general grocery shop, a fancy store, and mobile phone repairing and selling center respectively. The group members are thankful to Mahashakti Foundation and KIVA for the continuous support.

In this group: Hemalata, Aneli, Pramila, Gomati
*not pictured



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