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Kin's Group
In this Group: Kin, Sithat
Kin, 39, is from a rural village located in the Tbaung Khmum district of Kampong Cham province. She is married with three children. She and her husband earn a living through farming rice and planting cassava on almost 6 hectares of farmland. She and her husband have been in this business for 20 years. To better feed her family, she and her husband also farm rice, which they have been doing this year. The current business earns her family about 30,000KHR per day.

This is Khim’s group micro-loan with Kiva’s partner, VisionFund, and she is a fourth-time borrower with VisionFund. As the leader, she is leading her group of two to apply for a loan and she will use her portion to buy fertilizers and seeds for her farmland, and she will use a portion of it to spend for land plowing. With this loan, she hopes to increase her family’s income so as to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 69
    View loans »
    Cambodia Loans Fundraising
  • $41,838,300
    Funds lent in using Kiva
  • 4,120.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kin's Group's $1,350 loan helped a member to buy fertilizers and seeds for her farmland.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Aug 10, 2013
Currency Exchange Loss:
Dec 20, 2014