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Mi Niño Jesus Iv Programa Group
In this Group: Giuliana , Patricia , Ricardo , Emma , Delia , Isabel

Update on Mi Niño Jesus Iv Programa Group

Isabel, age 37, is single, and she has two children. Isabel has been selling boiled vegetable stews at a small place for one year. Isabel has come to have loyal customers, which has generated income for her with which she has been able to cover the household expenses.

In the future she would like to have her own place and be able to sell her products to get greater income. She will buy more vegetables with the loan that she has been granted.

Isabel is the third from the right. She is seated, and she can be seen showing the check. She says good-bye with a strong hug for Kiva and the opportunity provided to her.
View original language description ↓
La Sra. Isabel de 37 años de edad soltera y madre de 2 hijos, la Sra. Isabel se dedica a la venta de menestras sancochadas en un pequeño local ya hace unos 1 años. La Sra. Isabel ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar más menestras y así seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez la Sra. Isabel y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Isabel es la tercera de la mano derecha está sentada se le observa enseñando el cheque,se despide con un fuerte abrazo a Kiva y por la oportunidad brindada.

Previous Loan Details

Hello from Peru! May I introduce you to a group made up of five enterprising people with plenty of creativity for business: the members of the "Mi Niño Jesús de IV Programa" communal bank. One of the members is Jacqueline, 32, a very persevering woman who makes a living selling clothing. She ... More from Mi Niño Jesus Iv Programa Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mi Niño Jesus Iv Programa Group's $2,975 loan helped a member to buy vegetables for stew.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 23, 2013
Aug 4, 2013
Currency Exchange Loss:
Feb 17, 2014