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Manuel De Jesus
Manuel is a man who is concerned about the welfare of his family. He has two children he is responsible for, who are 16 and 22 years old. They both study and his spouse is a housewife so they all depend on him. He works as an electrical mechanic at a hospital. Manuel is requesting this loan to fix the bathroom and make another room bigger. He will buy cement, re-bar, cinder blocks and with this, start this project that is so important to the well-being of his family. And above all help keep their house hygienic.
View original language description ↓
Don Manuel, es un señor que se preocupa por el bienestar de la familia, tiene a dos de sus hijos a su cargo, de las edades de 16 y 22 años, quienes estudian y también trabajan su esposa es ama de casa quien también depende de él, a los que mantiene de su labor como electro mecánico hospitalario. Manuel está solicitando el crédito para mejorar el baño y ampliar un cuarto de su vivienda, comprando arena, cemento, hierro, bloques, con esto empezara la obra que es tan importante para el bienestar de su familia y sobre todo mantener la higiene en el hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 39
    View loans »
    Nicaragua Loans Fundraising
  • $26,402,175
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Manuel De Jesus to buy sand, cement, re-bar and cinder blocks.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 3, 2013
Currency Exchange Loss:
Mar 17, 2015