Check out some available loans that are similar to this one!
Lernik is from the town of Gyumri. He lives with his wife, two daughters, son and daughter-in-law. Near the town where they live, Lernik owns a plot of agricultural land, where he cultivates potatoes. He has been involved in land cultivation for many years, and it has become a source of income, which brings Lernik financial stability.

Lernik is a very hardworking farmer and a lovely father for his family. He sells gathered potatoes to local retailers and makes income. Now, this hardworking father needs financial support for organizing the cultivation process. He has requested this loan in order to purchase fertilizer, which is very important for the successful cultivation of the land. But what is most important: Lernik will be able to cover watering costs and gather a good harvest! The loan is very important for Lernik to be able to continue his farming business and ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 140
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Lernik to pay for fertilizer and cover watering costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 10, 2013
Currency Exchange Loss:
Aug 17, 2015