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Nuriya is 29 years old, married, and the mother of three school-aged and pre-school aged children. Although she has a degree in education, she has unfortunately never worked in her field of specialty.

In order to provide a source of income for her family, Nuriya started her own farming and livestock fattening business in 2002, starting with an initial capital of 20,000 som (KGS). Her business currently brings a monthly profit of 8,000 som (KGS) and she owns one dairy cow, one horse, one sheep and one goat. She also owns three hectares (7.4 acres) of land on which she essentially grows beans, potatoes and perennial grass.

In order to further develop her activity, she has turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 60,000 som (KGS), which will be used for the purchase of sheep.

Nuriya plans to use the earnings from her loan to increase her livestock headcount and to build an additional barn to keep her farm animals.
View original language description ↓
Нурие 29 лет, замужем и имеет 3 детей школьного и дошкольного возраста. Нурия имеет высшее педагогическое образование, но к сожалению не работала по своей специальности. В поисках источника дохода для своей семьи, в 2002 году Нурия начала свой бизнес в откорме скота и полеводстве, стартовав с 20,000 сом (KGS), на сегодняшний день её хозяйство приносит ежемесячную прибыль в сумме 8,000 сом (KGS). В хозяйстве у Нурии имеется: 1 дойная корова, 1 лошадь, 1 овца, 1 коза. Также имеет земельный надел размером 3,0 ГА, где в основном выращивают фасоль, картофель и многолетнюю траву. Для дальнейшего развития своего хозяйства, Нурия обратилась в Микрофинансовый банк «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку овец. Доходы от кредита Нурия планирует использовать для увеличения поголовья скота и хочет построить дополнительный сарай для содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Nuriya to buy sheep.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 10, 2013
Currency Exchange Loss:
Apr 16, 2014